Vaxtaokrið ?

á Íslandi  er vinsælt umræðuefni fyrir kosningar á Íslandi, einkum  hjá vinstra liðinu sem kennir íhaldinu um allt illt.

Það á að vera allt svo billegt í útlöndum að taka lán á móti verðtryggðum lánum hérlendis. Allt muni   lækka hér ef við bönnum verðtryggingu og/eða tökum upp annan gjaldmiðil eða göngum í Evrópubandalagið.

Hvernig líst fólki á upplýsingar frá virtu bandarísku lánafyrirtæki sem er aðgengilegt á vefnum? :

Lánakjör hjá

Merck,Sharp & Dohme

Federal Credit Union

335 West Butler Avenue, Chalfont, PA 18914|[phone]

 

Loan Rates(fyrir vildarvini sem hafa 0.25 % forgangsafslátt))

My Advantage rates shown include the 0.25% discount for My Advantage members.  Annual Percentage Rates (APR) effective 4/1/2014 and are subject to change.  Call for most current rates.

Get Away Personal Loan Specials

Terms	My Advantage APR	APR
up to 2 years	2.99%	2.99%
up to 3 years	3.99%	3.99%
up to 4 years	4.99%	4.99%
up to 5 years	5.99%	5.99%

Rate subject to change without notice. Estimated monthly payment per $1,000 borrowed at 5.99% APR is $19.33 for 60 months; at 4.99% APR is $23.02 for 48 months; at 3.99% APR is $29.52 for 36 months; and at 2.99% APR is $42.98 for 24 months.

 

New Vehicle Loans

Terms	My Advantage APR	APR
Special Offer:  If we can't lower your monthly car payment when you apply for an auto loan, we'll give you $100!.*
Up to 60 Months*	1.99%	1.99%
61 to 72 Months*	2.49%	2.49%
73 to 84 Months (minimum $30,000 - financing up to 90%)	2.99%	2.99%

*Limited time offer.  Loan must be approved and financed through MSDFCU to qualify for $100 offer.  Existing MSDFCU loans excluded.  Term offered may be longer than original loan.  Existing MSDFCU loans excluded from $100 offer, but may be refinanced to the 1.99% APR for a $200 refinance fee.  Estimated monthly car loan payment per $1,000 borrowed at 1.99% APR is $17.52 for 60 months.Rates subject to change without notice.  Subject to credit review. My Advantage discount does not apply.

Used Vehicle Loans

Terms	My Advantage APR	APR
Up to 60 Months (Vehicles seven years old or newer)	1.99%	1.99%

Estimated monthly car loan payment per $1,000 borrowed at 1.99% APR is $17.52.

 

Motorcycle Loans

Terms	My Advantage APR	APR
$5,000 - $25,000 up to 5 years	5.99%	6.24%

Annual Percentage Rate subject to change without notice. Estimated monthly payment per $1,000 borrowed at 5.99% APR is $19.33.

 

Home Equity Loans

Terms	APR (Up to 80% LTV)	APR (81% to 90% LTV)
5-Year Home Equity	2.99%	3.49%
7-Year Home Equity	3.49%	3.99%
10- or 15- Year Home Equity	3.49%	3.99%

Home equity loans are subject to a $150 non-refundable application fee.  Loan to Value (LTV) maximum is 90%.
Estimated monthly payment per $1,000 borrowed at 2.99% APR is $51.43.
Consult your tax advisor regarding tax deductability.

 
Credit Cards

Types	My Advantage APR	APR*
VISA® Platinum	Not applicable	9.90% - 18.00%
VISA®  Platinum Rewards	Not applicable	11.50% - 18.00%

*The Annual Percentage Rate (APR) is base

Easy-Access Personal Line of Credit

Terms	My Advantage APR	APR
as low as	Not applicable	7.99%

 Einkum eru VISA-lánin athyglisverð á 18 % eða meira ef svo vill til að vextir hækki.

Og þetta eru auðvitað lá í erlendum gjaldeyri, sem er allt annað en verðtrygging(sic) sem eru annaðhvort bönnuð á Íslandi að leyfð skv. dómum Hæstaréttar í hvora átt sem hentar.  

Það er alltaf grænna grasið hinumegin við girðinguna er það ekki?